The program allows Canadians to use the funds in their RRSP to finance their Vacation Membership. Our unique program is modeled after the hugely succesful Home Buyers Plan (HBP), allowing our clients to utilize the funds inside thier RRSP.

A Registered Retirement Savings Plan (RRSP) is a retirement savings and investing vehicle for employees and the self-employed in Canada. Pre-tax money is placed into an RRSP and grows tax-free until withdrawal, at which time it is taxed at the marginal rate.

Qualified Canadians simply transfer their existing RRSP to a new qualified RRSP on a tax-free basis, for the purpose of investing in a Canadian Mutual Fund Trust which is a qualified investment for RRSP’s. The business of the Mutual Fund is to provide consumer loans to creditworthy Canadian borrowers to finance the purchase of Vacation Products.