Real State Financing

Real State Financing

The program allows Canadians to use the funds from their RRSP to finance their vacation membership. Our unique vacation property program is based on the successful Home Buyers’ Plan (HBP), which enables our clients to utilize funds within their RRSP.

A Registered Retirement Savings Plan (RRSP) is an investment and retirement savings vehicle for employees and self-employed individuals in Canada. Pre-tax money is placed into an RRSP and grows tax-free until withdrawal, at which point it is taxed at the marginal rate.

Qualified Canadians simply transfer their existing RRSP to a new tax-free qualified RRSP, with the purpose of investing in a Canadian Mutual Fund Trust, which is a qualified investment for RRSPs. The Mutual Fund’s business is to provide consumer loans to creditworthy Canadian borrowers to finance the purchase of Vacation Products.


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